How to Choose Public Adjuster
If your house or commercial property has suffered smoke damage from recent Texas wildfires or building fires, recovering from the damage will likely involve filing an insurance claim. Hiring a public adjuster familiar with smoke damage is a smart move for anyone who wants to make sure that the insurance settlement allows for a full recovery, but where do you start?
Start by looking for local public adjusters that have experience with smoke damage claims. You can ask friends and colleagues for recommendations or search through business and phone directories. At this point, you are gathering the names and contact information for qualified smoke damage public adjusters in your area.
Once you have a list of candidates, go to the Texas Department of Insurance website and look up each adjuster's licensing status to make sure that the adjusters you are considering are licensed to help policyholders in Texas.
After checking licensing status, schedule an insurance claim review or free consultation with at least three public adjusters. During your meeting, you'll have a chance to ask questions and get to know the different insurance adjusters you're considering. While your personal intuition should play a role in choosing a smoke damage adjuster, it doesn't hurt to speak with past clients and get firsthand information about their experiences. Make sure to ask each adjuster for a list of references, preferably from clients who have also had smoke damage claims, and then call each reference on the list.
By following these common sense tips, you should be able to find a licensed, experienced smoke damage public adjuster who has satisfactorily served policyholders just like you.